Plus, you won’t have to wait for weeks or months for your dental claims to be paid. Guardian Dental insurance also offers plans in 20 states through the ACA state health care insurance exchanges on. The Guardian Dental DHMO plans are available in: There are 12,000 dentists and 52,000 dental offices located in the United States in the Guardian Dental DHMO network. The Guardian Dental PPO network is made up of 120,000 dentists and 420,000 dental offices across the country. Both the PPO and DHMO options are available in many states (some states only allow for one or the other). You should choose this option if you visit the dentist often and you think you’ll need more complex dental work.įinding a dentist with Guardian Dental is easy. Gold: This is the maximum amount of coverage available.Silver: This is the best plan if you believe you’ll need dental work that goes beyond the occasional filling.This plan offers the most affordable coverage. Bronze: This is a good choice if you are only looking to get regular cleanings and an occasional filling. You can choose from three tiers of Guardian PPO dental insurance plans. Prices will also differ according to whether you choose an individual plan or a family plan. The average cost for dental insurance through a Guardian PPO ranges from around $16 to $60, depending on the state you live in and the type of coverage you select.
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